Certified Lending · Real-Time Estimates
Helping Hand Loan Service provides secured and unsecured lending to individuals, sole traders and registered businesses across Australia. Slide the amount, pick a plan, see exactly what it costs — no guesswork, no hidden math.
Live estimate — drag the slider to adjust.
Our Loan Packages
Every package is underwritten on its own terms — the right structure for the right purpose, whether that's a first home or a fleet of business vehicles.
Lending structured for cross-border needs and non-standard income sources.
Apply Now
Why Helping Hand
A real assessor reviews every application — not just an automated score.
Fully licensed and regulated lending, with terms disclosed upfront.
Applications are reviewed quickly, with clear status updates the whole way through.
How Your Rate Is Set
We don't quote one flat number for every applicant. Each rate reflects three things about the specific loan in front of us.
Secured lending against an asset carries a different risk profile — and rate — to an unsecured facility.
Shorter and longer terms are priced differently, reflecting the time the funds are outstanding.
Your credit history and affordability assessment shape the final rate offered on approval.
Eligibility
Applicants must have reached the legal age to enter a credit contract in Australia.
PAYG, self-employed or business income that can be evidenced and confirmed.
Every application is assessed against our standard credit and affordability criteria.
Lending terms and conditions apply to every approval.
Get In Touch
Send a few details and we'll come back to you with the products you're eligible for.
